Savings, shares and loans, held together in one member account.

Check balances, apply for a loan, and see every transaction the moment it posts — from your phone, whenever your branch is closed.

Don't have a login yet? Ask your SACCO branch to set one up for you.

Deposits
Cash, M-Pesa, bank & internal
Loan decisions
Scored automatically
Statements
Updated in real time
Member StatementMEM-000482

Savings Account

SAV-002481

Ksh 0

balance

Share Capital

640 shares

Ksh 0

holding

Loan Account

LN-000317

Ksh 0

outstanding

Updated moments ago via M-Pesa deposit

Everything your membership needs, online.

The same account your branch teller sees — savings, shares, loans and statements, kept in sync.

Loans & automated credit scoring

Apply for a loan online and get an automated eligibility check against your savings, shares and repayment history — no waiting for a branch visit to know where you stand. Add guarantors, track your application from submission to disbursement, and see the exact reason if it's ever returned for correction.

Savings accounts

Every deposit and withdrawal, itemized the moment it clears — cash, M-Pesa, bank transfer or internal transfer.

Share capital

Track the shares you hold and their value as your ownership in the SACCO grows.

Statements & history

Pull a full transaction history for any account, any period, without a branch visit.

Member profile

Your ID, KRA PIN, next of kin and branch on file — kept current from your account.

One membership, every branch. Your account travels with you between branches — you're not restricted to where you registered.

From application to disbursement, tracked at every step.

1

Apply

Choose a loan product and submit your amount, term and purpose.

2

Automated credit check

Your savings, shares and repayment history are scored instantly against the product's lending rules.

3

Guarantor confirmation

Guarantors you add confirm the amount they’re backing before your file moves to approval.

4

Approved & disbursed

Funds are disbursed to your loan account, and repayments start showing on your statement.

Built on the same footing as your SACCO's core system.

Encrypted sessions

Every login and transaction is carried over an encrypted connection between your device and your SACCO's core system.

Your data, your branch

Your records stay tied to the branch that opened your account — no public sign-up, no unrelated apps.

Nothing entered twice

Balances and history are pulled straight from the ledger your branch uses, the same figures a teller would see.

Deposit and repay the way that's convenient for you.

Cash at your branch
M-Pesa
Bank transfer
Internal transfer between your accounts

Sign in and see where you stand.

Log in with your member number to check your balances, apply for a loan, or download a statement.

Don't have a login yet? Ask your SACCO branch to set one up for you.